Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, how to determine liability, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Among the most common injuries are:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while uber accident lawsuit settlements driving, or breaking traffic laws.

A Different Driver: If another motorist causes the crash, they could bear the blame.

The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.